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by: PaulWilcox
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Word Count: 307
The crime of identity theft is rising in popularity. Unfortunately, victims of identity theft are unaware that their identity has been stolen before their good name and good credit has been damaged.
Is it possible to know if your identity has been stolen before drastic damage has occurred? Here are some hints for stopping identity theft:
One of the most common way criminals use another person's identity is to apply for new credit cards or loans under a false name. If you receive letters or phone calls from creditors stating that you have been approved or denied a credit card or loan you never applied for, you should contact the creditor right away and get to the bottom of the situation.
This is a warning sign that something is wrong, and you can save yourself a lot of hassle by investigate further.
Another indicator that you may be a victim of identity theft is if you stop receiving bills or credit card statements. Criminals who use a false identity will chance the address on monthly bills so the victim is unaware that their credit cards are being used by someone else.
Make sure you know when you are supposed to receive your bills each month and if they don't come on time call your credit card company and find out why it's late. Keeping an eye on your bills is a good way to thwart identity theft before it gets detrimental to your credit.
If you see charges on your credit card statements that are not from purchases you've made, you need to contact your credit card company immediately and report these unauthorized charges.
If you do not play close attention to your credit card bill, this indicator of identity theft can go unnoticed. By closely handling your finances and watching your accounts you can stop identity theft before it gets out of hand.
Is your computer as secure as it need to be? Find out what you need to be doing to keep it safe from viruses, spyware and other internet security threats at the Online Security Toolkit website. Visit http://www.onlinesecuritytoolkit.com for more information.