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by: RobertGantt
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My Personal Review Of LifeLock By Robert Gantt

Identity theft is a term we all hear a lot these days. And if you're like me, it's probably not something you've spent a whole lot of time thinking about. Keeping your credit rating high can be a difficult thing; it's something we should all think about a little more than we do.

It wasn't until a close friend of mind had her identity stolen that I saw how insidious a thing identity theft can be. Her whole world had turned upside down. It took over a year of nothing but hassle, after hassle, after hassle to get her life back together.

Everything you have can be lost if you become a victim of identity theft. Worse yet, most victims don't find out until the damage is already done.

Around this time, I caught an advertisement for LifeLock, which bills itself as the identity protection company. My interest was piqued by the CEO of LifeLock giving out his Social Security Number during the spot.

I think you'd agree that's either supreme confidence or complete lunacy.

I was intrigued. I decided I needed to find out which.

Right on the company website is the SSN of Todd Davis (the CEO of LifeLock) there for all to view. Certainly, this is a man who stands by his product.

He believes in it so much he even stands behind his protection with a million dollar service guarantee.

According to the website if your Identity is stolen while you are a member of LifeLock, LifeLock is going to do whatever it takes to recover your good name. If you need lawyers, they are going to hire the best they can find. If you need investigators, accountants, case managers, whatever, they're yours. If you lose money as a result of the theft, they guarantee to give it back to you.

Whatever it takes, LifeLock will make sure it gets done and they'll spend as much as a million bucks to make sure you're taken care of.

When I found out it was only $10.00/month I was sold. Once I enrolled I immediately felt peace of mind. LifeLock sent me an email stating that fraud alerts have been requested on my behalf. I didn't even know what a fraud alert was.

Fraud alerts are very handy. Once creditors are established with the credit bureaus, they must verify your identity before they can open lines of credit in your name, issue cards or increase the limits on your existing ones. This is a good protective measure from the risks of identity theft.

LifeLock will also order, and have sent to you, your current credit reports from all of the big bureaus.

LifeLock also notified me that they had the credit bureaus send me my credit reports, another perk for members.If anyone tries to take any action affecting my credit, I am contacted by phone to verify first. This really puts my mind at ease. My wife and I used to spend whole afternoons just shredding documents containing our personal information. Now that we're protected by LifeLock, we don't have to worry about it.

LifeLock only costs about thirty cents a day; so if you're concerned about identity theft (and you should be), give it a try. The protection and peace of mind you'll have is well worth the minimal cost.

About the Author

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