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by: JosephWelusz
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The following list will help you get the cheapest car insurance possible. You may be able to apply all of these techniques or only a few, but either way using any of them will help you save some money.

1. Get Multiple Quotes: This alone can be your biggest money saver. Each insurance company has an individual rating system so check as many as possible.

2. Don't Make Monthly Payments: Making monthly payments is usually the most expensive way to pay for a policy. Try to pay the policy in full or in two payments if possible to save the most money.

3. Use Electronic Withdrawal: Most insurance companies are now charging to process paper bills to you. You can avoid these fees by having the insurance company electronically withdrawal the funds from your checking or savings account.

4. Buy The Policy Early: There are insurance companies that you can get a discount from if you buy your policy a week before you need it to start.

5. Increase Your Credit Score: Some companies use an insurance credit scoring system. Although this differs from your actual credit score it is heavily weighted by your credit score. So, if you can increase your credit score that will save you money. You might be able to refuse a credit analysis, make sure you tell the insurance company you don't want to take part in the credit scoring. This is only advised if you know you credit is bad because they will give you a standardize rate which is less than average but better than the worst.

6. Driver Training: If you take a drivers training class you will receive an additional discount. The class will usually pay for itself the first year and you will receive a discount for 3 years. Once the discount expires you can take another class.

7. Request A Higher Collision Deductible: You will take on more risk by doing this but can easily save one hundred dollars by going from a $500 to $1000 deductible. It's not recommended to increase your comprehensive deductible since it would be a very small savings.

8. Inquire If There Are Other Discounts: There are many discounts you may receive but might not know about. So, ask what other discounts are available. Some discounts are a more than one car on the policy, more than one policy, incident free driver, vehicle safety feature discount and good student just to name a few.

Please note that this article is not a professional consultation. This article is for general information only.

About the Author

Joseph Welusz provides national Car Insurance quotes. The easiest way to get Cheap Ca Insurance is at QuoteMatcher.com

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