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by: Ben Cohen
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Word Count: 589

The Truth about Phone Cards

 

Phone cards can be used from any phone in your home country and payphones / other people’s landlines whilst abroad. First of all you it’s important to note that phone cards have hidden fees. If you have ever tried to call someone using a phone card you will know that your money seems to go pretty quickly and that you will never know where or how. The degree to which fees are hidden varies from site to site.

 

On our calling card price comparison tool on a site called Time Dial (Calling Cards) you can select various options for cards without certain fees. For example you can specify you want cards without maintenance fees but the catch is usually higher rates per minute. No payphone fee and no maintenance fee options are in an advanced options section on the site; this section is really best left alone in most circumstances. All the phone cards on Time Dial charge maintenance fees (if they exist) to the cards balance so if there is no credit there is no charge. Some companies charge the maintenance fee to your bank account but only tell you about this in the small print so watch out for these if you only want to use the card for a limited time.

 

Most phone cards do not have a payphone rate they charge a payphone fee. Some companies have an option which allows users to find calling cards without a payphone fee so they have come to the right place. However if cards don’t have a payphone fee they will usually charge a high payphone rate per minute or have a very high standard rate resulting in higher prices than those phone cards that charge a payphone fee.

 

There are very rare exceptions to this rule for example the "Aussie card" from Cloncom has a good rate per minute which doesn’t increase when used from a payphone and has no payphone fee. Cloncom are a good company to work with, have good customer service and good rates but it really best to go through our site to find the best possible deal.

 

The most obvious charge is the rate per minute; this varies depending on whether you are calling a local number to access the service, using toll free access or a payphone.

For example one site lists local rates in the search results section labelled “rate per minute” but doesn’t make it clear that you can find the toll free, mobile and payphone rates per minute 3 clicks away in a long list.

 

An important thing to mention is that you shouldn’t use phone cards from cell phones in a foreign country. You will pay roaming charges. You make the biggest savings when calling from cell phones in your home country. The final fee to talk about is rounding which varies usually from 1 second to 3 minutes. Good rounding terms comes at the price of higher rates.

 

If you take anything away from this article it should be this. If the phone card you’re looking at doesn’t explicitly say it has a particular charge it almost defiantly will do. If it doesn’t state what the charges are then don’t buy it.

About the Author

Author

Ben Cohen

Time Dial

Calling Cards

Calling Cards Australia

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